Calgary Car Insurance For Teens and New Drivers

People prone to betting do not worry themselves about insurance. But, it is a very good bet that your teen is not paying for his or her own Calgary car insurance. Once teens get their licenses, how mature they think they are. They are no more careless or irresponsible than the day before, but, then again, they have not been behind the wheel on their own before. New drivers need to be thinking insurance and what it costs about the time they secure their learners' permits.
License Has Rules and Consequences
It is never too early to educate your teen about driving rules and risks.
1. Research risk on the internet and share the results, discussing the statistics on claims, losses, personal injury, and fatalities.
2. Examine the human and property losses that follow driving under the influence or while testing.
3. Make them feel the impact of incurring tickets or losing their license.
4. Help them understand the graduated drivers licensing in detail.

The best lesson comes with teaching them that serious accidents do, indeed, happen to young people. The only life lesson in driving recklessly can be hugely costly. And, accidents will happen more frequently with teenagers behind the wheel.
Driver Danger.
Teens must grasp the dangers that lurk under certain circumstances - to which they seem specifically attracted:
1. Distracted by cell phones, eating, drinking or applying make-up.
2. Bothersome and noisy friends who are their own sort of liability.
3. Driving drowsy or ill keeps them from making alert decisions and choices.
4. Night driving on back roads or the dimly lit Calgary streets.
5. Driving for kicks - off road or on.
6. Operating a vehicle without seat belts fully buckled-up.
Safe Driver Training
There are many certified safe driver training courses throughout Alberta. It is smart and respectful to enroll your teen. It is reduces your stress and will likely modify the cost of your Calgary car insurance. Less selfishly, it will make your teen a better driver and give you peace of mind while they are on the road.
Safe Vehicle Options
It makes good parenting sense to put your teen in a recent mid-sized vehicle. It will provide the protection of working air bags, headrests, safety glass, anti-lock brake and stability control systems. You can help the teen shop online for safety records and performance to better understand the personal and economic impact. The vehicle and its history will also influence your Calgary car insurance premium.
Now, this may be a lot to expect of a 14 to 16-year old, but you will feel the cost as soon as you add a teen driver to your Calgary car insurance policy. If you want to control your car insurance costs, you will have to control your teen. Start by thinking about your days as a teen driver! Or, ask your car insurance pro at Godfrey-Morrow for advice on teen driver insurance and risk management.